BODY {
	margin: -10px 0px 0px -10px;
	padding: 0px;  
	background-color: #f0f0f0; 
	font-family: verdana, arial, helvetica, sans-serif;
	line-height: 16px;
}

HTML BODY { 
	margin: 0px; padding: 0px;  line-height: 16px;
}

/* --- global styles ----------------------------------------------------------------------------------------*/

	p {
		font-family: verdana, geneva, arial, sans-serif;
		font-size: 13px;
		line-height: 18px;
		color: #333;
		text-decoration: none;
		font-weight: normal;
		margin: 5px 20px 15px 15px;
	}

	strong {
		color: #333;
	}

	.nomargin {
		margin-bottom: 5px;
	}

	.imgborder {
		border: 1px solid #003366;
	}
	
	.caption {
		margin: 0px 7px 0px 0px;
		font-size: 9px;
		color: #002f66;
	}

	dl {
		margin: 10px 0px 20px 15px;
	}
	
		dt {
			font-family: verdana, geneva, arial, sans-serif;
			font-size: 10px;
			font-weight: bolder;
			color: #002f66;
			padding: 0px;
		}
		
		dd {
			margin: 3px 0px 5px 15px;
			font-family: verdana, geneva, arial, sans-serif;
			font-size: 10px;
		}

	TABLE TD {
		font-size: 12px;
	}

/* --- lists and etc ---------------------------------------------------------------------------------------*/

	ul {
		margin: 0px 0px 5px 50px;
		font-family: verdana, geneva, arial, sans-serif;
		font-size: 11px;
	}

	li {
		font-family: verdana, geneva, arial, sans-serif;
		font-size: 12px;
		line-height: 14px;
		color: #000;
		margin: 0px;
		padding: 0px;
	}

/* ----- h1 thru h5 -------------------------------------------------------------------------- */

	h1 {
		font-family: verdana, geneva, arial, sans-serif;
		font-size: 13px;
		font-weight: bolder;
		color: #011e44;
		margin: 10px 15px 18px 7px;
		padding: 0px;
		text-transform: capitalize;
	}
	
	h1 span {
		float: right;
		font-weight: 0;
	}

	h2 {
		font-family: verdana, geneva, arial, sans-serif;
		font-size: 12px;
		font-weight: bolder;
		color: #011e44;
		margin: 0px 5px 3px 7px;
		padding: 0px;
		text-align: left;
	}
        
	h3 {
		font-family: verdana, geneva, arial, sans-serif;
		font-size: 13px;
		font-weight: bolder;
		color: #333;
		margin: 0px 5px 0px 0px;
		padding: 0px;
	}
	
	h4 {
		font-family: tahoma, monaco, arial, sans-serif;
		font-size: 10px;
		color: #3C8042;
		margin: 0px;
	}
	
	h6 {
		font-family: verdana, geneva, arial, sans-serif;
		font-size: 10px;
		font-weight: bolder;
		color: #000;
		margin: 10px 5px 10px 15px;
		padding: 0px;
		text-transform: lowercase;
	}

	 

	.underline {
		border-bottom: 1px solid #002f66;
	}

/* ----- normal links --------------------------------------------------------------------------- */

	.small {
		font-family: arial, manaco, helvetica, sans-serif;
		font-size: 11px;
	}

	input {
		background-color: #fff;
		border: 1px solid #cecece;
	}

	.button {
		font-size: 10px;
		font-family: verdana, arial, helvetica, sans-serif;
		font-weight: bold;
		color: #000;
		line-height: 14px; 	
		padding: 0px;
		border: 1px solid #5c5c5c;
		background-color: #ccc;
		margin: 2px 3px 2px 0px;
		cursor: hand;
	}  
		select, input, textarea {
			font-family: verdana, geneva, arial, sans-serif; 
			font-size: 11px; 
			color: #000;
			vertical-align: top;
			background-color: #f9f9f9;
		}

/* ----- PAGE TABLE STYLES ---------------------------------------------------------------- */

/* ----- contact form ---------------------------------------------------------------- */

	TABLE.contact {
		background-color: #eee;
		border: #999 0px solid;
		border-width: 1px 1px 1px 1px;
		color: #000;
		font-size: 10px;
		margin-top: 8px;
		width: 420px;
	}
	
	TABLE.contact TH {
		background-color: #333;
		border: #000 0px solid;
		border-width: 0px 0px 2px 0px;
		font-family: verdana, arial, helvetica, sans-serif;
		font-size: 11px;
		color: #fff;
		text-align: left;
	}
	
		TABLE.contact TH span {
			float: right;
			font-size: 10px;
		}

		TABLE.contact TD {
			font-size: 10px;
			padding-right: 5px;
		}

	TABLE.contact TD.end {
		background-color: #333;
		border: #999 0px solid;
		border-width: 1px 0px 0px 0px;
		color: #fff;
		font-size: 11px;
		text-align: right;
	}
	
	TABLE.contact TD.note {
		background-color: #ccc;
		border: 0px #000 solid;
		border-width: 1px 0px 0px 0px;
		color: #000;
		font-size: 11px;
	}
	
/* ----- normal links --------------------------------------------------------------------------- */

	a {
		color: #666;
		font-family: verdana, geneva, arial, sans-serif;
		text-decoration: underline;
	}
	
	a:visited {
		color: #333;
		font-family: verdana, geneva, arial, sans-serif;
		text-decoration: underline;
	}
	
	a:hover {
		color: #b60400;
		font-family: verdana, geneva, arial, sans-serif;
		text-decoration: underline;
	}
	
	.imgBorder {
		border: 1px solid #003366;
	}
	
/* ----- header ---------------------------------------------------------------- */

	DIV#header {
			background-image: url('/images/template/page_bg.gif');
			background-repeat: repeat-x;
	}

/* ----- bottom ---------------------------------------------------------------- */

	DIV#bottom {
		text-align: center;
	}

	DIV#bottom p {
		font-family: verdana, geneva, arial, sans-serif;
		font-size: 9px;
		line-height: 14px;
		margin: 0px 0px 10px 0px;
		color: #bebebe;
		font-weight: bold;
	}
	
		DIV#bottom a {
			color: #bebebe;
			text-decoration: none;
		}

		DIV#bottom a:hover {
			color: #fff;
			text-decoration: none;
		}
	

	DIV#topSpacer {
		border-top: 1px solid #6c6c6c;
		border-bottom: 2px solid #000;
		height: 10px;
	}
	
	TABLE#gradient TD {
		height: 25px;
		margin: 0px 0px 0px 0px;
	}
		
		TABLE#gradient TD.left {
			background-color: #bababa;
		}
	
		TABLE#gradient TD.right {
			background-color: #e8e8e8;
		}
	
		TD.middle {
			width: 748px;
			background-image: url('/images/template/bg_gradient.jpg');
			background-repeat: repeat-y;
		}
	
	DIV#doubleLines {
		border: 0px double #6c6c6c;
		border-width: 0px 0px 3px 0px;
		height: 4px;
		line-height: 1px;
		margin: 10px 0px 0px 0px;
		font-size: 1px;
	}



TABLE.threeTier {
	text-align: center;
	border-width: 0px;
	margin: 0px 0px 15px 0px;
}

TABLE.threeTier TD {
	font-family: arial, manaco, helvetica, sans-serif;
	font-size: 11px;
	color: #fff;
}

TABLE.threeTier TH {
	font-family: arial, manaco, helvetica, sans-serif;
	background-color: #182552;
	font-size: 11px;
	font-weight: bold;
	text-align: center;
	color: #3a6ea5;
} 

TABLE#ads TH {
	background-color: #d5d5d5;
	text-align: center;
	font-weight: bold;
	border: 0px solid #333;
	border-width: 0px 1px 1px 0px;
	padding-bottom: 2px;
	}

TABLE#ads TD {
	background-color: #e8e8e8;
	border: 0px solid #ccc;
	border-width: 0px 1px 1px 0px;
}

		TD.leftLogos {
			height: 354px;
			background-image: url('/images/left_logos.gif');
			background-repeat: no-repeat;
			background-position: 100% 0;
		}
		
		TD.bgRight {
			background-image: url('/images/bg_right.gif');
			background-repeat: repeat-x;
			background-position: 100% 100%;
		}